ⓘ
Pre-filled: 4 St Martha Ct, Florissant MO 63031 — loaded from IFD record. Edit any field to analyze a different property.
Clear & start fresh
Mortgage balance estimator
Auto-estimate from recording date
Manual entry
Recording date (from public record)
Loan type
Conventional (30 Yr FNMA)
FHA
Loan term
30 years
15 years
20 years
Calculating...
Source of balance info
Public record / title search
Payoff statement
Owner disclosure
Estimated
Liens & other debt
+ Add lien / judgment / tax debt
Comparable sales
Address / description
Condition
Sq ft
Sale price
+ Add comp
As-is avg
—
distressed comps
Rehabbed avg
—
updated comps
ARV spread
—
rehab vs as-is delta
Rehab cost estimate
Rehab level
None / cosmetic only
Light ($15k — paint, carpet, fixtures)
Medium ($35k — kitchen/bath updates)
Heavy ($65k — full gut rehab)
Custom amount
Calculating...
Enter property details above to see the deal verdict.
Deal summary
Est. mortgage bal.
—
—
Total debt (+ liens)
—
mortgage + all liens
Gross equity
—
ARV − total debt
Net profit
—
equity − rehab − costs
Equity stack (ARV basis)
Max allowable offer (70% rule)
—
ARV × 70% − rehab costs
Equity-to-debt ratio
—
gross equity ÷ total debt
Opening bid
—
auction floor price
Estimation purposes only — not financial or legal advice. Verify all balances, liens, and title status via a licensed title company or attorney before acquisition.
